Assets
Women often trail behind men in account and land ownership. Ensuring women have identity cards allows them the opportunity to access services and finance. Ownership of a financial account and land help women escape poverty and protect them from economic shocks.
Account ownership at a financial institution or with a mobile-money-service provider by sex and income group
% of population ages 15+
Saved any money in the past year by sex and income group
% of population ages 15+
Female
Male
Men and women who own a house or land by sex
Latin America & Caribbean
South Asia
Sub-Saharan Africa
Europe & Central Asia
Middle East & North Africa
East Asia & Pacific
North America
The law grants spouses equal administrative authority over assets during marriage
Sons and daughters have equal rights to inherit assets from their parents
Equal administrative authority over assets
Yes
No
Sons and daughters have equal rights to inherit assets
Yes
No
Indicators
- A woman can open a bank account in the same way as a man (1=yes; 0=no)
- Account ownership at a financial institution or with a mobile-money-service provider (% of population ages 15+)
- Borrowed any money from a formal financial institution or using a mobile money account (% age 15+)
- Borrowed any money in the past year (% age 15+)
- Borrowed for education or school fees (% age 15+)
- Borrowed for health or medical purposes (% age 15+)
- Borrowed from a financial institution (% age 15+)
- Borrowed from a savings club (% age 15+)
- Borrowed from a store by buying on credit (% age 15+)
- Borrowed from family or friends (% age 15+)
- Borrowed to start, operate, or expand a farm or business (% age 15+)
- Coming up with emergency funds in 30 days: not possible (% age 15+)
- Coming up with emergency funds in 30 days: possible (% age 15+)
- Coming up with emergency funds in 7 days: possible (% age 15+)
- Credit card ownership (% age 15+)
- Debit card ownership (% age 15+)
- Experience or continue to experience severe financial hardship as a result of the disruption caused by COVID-19 (% age 15+)
- Female and male surviving spouses have equal rights to inherit assets (1=yes; 0=no)
- Financial institution account (% age 15+)
- Has an inactive account (% age 15+)
- Made digital payments in the past year (% age 15+)
- Made or received digital payments in the past year (% age 15+)
- Men and married women have equal ownership rights to immovable property (1=yes; 0=no)
- Mobile money account (% age 15+)
- Most worrying financial issue (% age 15+)
- Ownership of a house (%)
- Ownership of land (%)
- Paid school fees in the past year (% age 15+)
- Paid utility bills in the past year (% age 15+)
- People with a national identity card or equivalent foundational identity document (% ages 15+)
- Received a public sector pension in the past year (% age 15+)
- Received digital payments in the past year (% age 15+)
- Received domestic remittances in the past year (% age 15+)
- Received government payments in the past year (% age 15+)
- Received government transfer or pension (% age 15+)
- Received government transfers in the past year (% age 15+)
- Received payments for the sale of agricultural products, livestock, or crops (% age 15+)
- Saved any money in the past year (% age 15+)
- Saved at a financial institution (% age 15+)
- Saved at a financial institution or using a mobile money account (% age 15+)
- Saved for education or school fees (% age 15+)
- Saved for old age (% age 15+)
- Saved money using a mobile money account (% age 15+)
- Saved to start, operate, or expand a farm or business (% age 15+)
- Saved using a savings club or a person outside the family (% age 15+)
- Sent domestic remittances in the past year (% age 15+)
- Sent or received domestic remittances in the past year (% age 15+)
- Sons and daughters have equal rights to inherit assets from their parents (1=yes; 0=no)
- The law grants spouses equal administrative authority over assets during marriage (1=yes; 0=no)
- The law prohibits discrimination in access to credit based on gender (1=yes; 0=no)
- Used a mobile phone or the internet to access an account (% with an account, age 15+)
- Used a mobile phone or the internet to buy something online in the past year(% age 15+)
- Used a mobile phone or the internet to pay bills in the past year (% age 15+)
- Women, Business and the Law: Assets Indicator Score (scale 1-100)
- Worried about not being able to pay for medical costs in case of a serious illness or accident (% age 15+)
- Worried about not being able to pay school fees or fees for education (% age 15+)
- Worried about not having enough money for monthly expenses or bills (% age 15+)
- Worried about not having enough money for old age (% age 15+)
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Recommendations for improving individual-disaggregated data on asset ownership and labor outcomes (World Bank, 2021) (.pdf 4.23 MB)